Turnover: 125 million EUR (2021)

Country: France

Younited Credit is a French company specializing in consumer credit, founded in 2011. It is the first online personal credit platform approved by France's Autorité de contrôle prudentiel et de résolution.

The company's business model is that of a P2P financing platform (peer to peer lending).

This model enables private individuals to finance the consumer credit needs of their peers, by bypassing the banking intermediary.

News

With Younited, France has a new unicorn 09/12/2022

  • Younited reports revenues of €125 million in 2021
  • Company valued at €1.1 billion
  • fundraising of €60 million
  • Its classic consumer credit business will be profitable by the end of 2022, with a net margin of 20%
  • Younited is the latest unicorn to be valued at over €1 billion, following Qonto (€4.4 billion) and Ledger (€1.5 billion)

Studies mentioning this company

The consumer credit market - France

Other companies mentioned:

  • Younited Credit
  • Société Générale
  • Cetelem
  • Crédit Agricole Consumer Finance
  • Carrefour Banque
  • RCI Bank (Groupe Renault)
  • Alma
  • Sofinco (Credit Agricole Consumer Finance)
  • Cafom
  • Aptimiz
  • Holosis
  • Damartex group
  • Azuvia
  • Sygma Banque (BNP Paribas)
  • My Money Bank (GE Capital)
  • CGI Finance
  • Créatis (Cofidis)
  • FLOA Bank (BNPParibas))
  • Oney
  • CFCAL (Crédit Foncier et Communal d'Alsace et de Lorraine)
  • Franfinance (Groupe Société Générale)
  • Pledg (Credit Agricole)
  • Cofidis France
The consumer credit market - Italy

Other companies mentioned:

  • Younited Credit
  • Intesa Sanpaolo
  • UniCredit Group
  • Facile.it
  • RCI Bank (Groupe Renault)
  • FCA Bank
  • Compass Group Italia
The consumer credit market - Spain

Other companies mentioned:

  • BBVA
  • BBVA
  • Carrefour France
  • Younited Credit
  • Cetelem
  • Santander
  • Banco Sabadell
  • Caixabank