Turnover: 25.954 million EUR (2019)
Country: France
- PCS, a prepaid card solution belonging to the French Créacard group, offers cards and payment accounts affiliated with Mastercard, benefiting from its network (reloading possible at over 32,000 points of sale in France)
Financial Data
DUNS: 520833302
Legal Name: CREACARD
Address: 14 RUE DE BASSANO , 75016 PARIS
Number of employees: 0 salarié (2024)
Capital: 6 532 960 EUR
Financial Data:
| Year | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|
| Turnover | 63 015 397 | 53 018 243 | 43 891 975 | 36 904 854 | 25 954 030 | 16 531 909 | 23 089 581 | 18 330 010 | 10 222 461 |
| Gross margin (€) | - | 52 028 352 | 43 321 587 | 36 053 385 | 25 460 601 | 16 133 594 | 22 559 126 | 17 900 235 | 9 731 510 |
| EBITDA (€) | - | 8 199 557 | 6 734 693 | 5 140 178 | 2 359 313 | -162 038 | 3 729 930 | 2 825 776 | 739 623 |
| Operating profit (€) | - | 6 932 283 | 5 261 754 | 4 272 350 | 2 332 027 | -296 088 | 3 291 568 | 2 327 016 | 288 474 |
| Net profit (€) | 8 343 078 | 6 223 944 | 8 076 790 | 3 641 805 | 1 918 989 | 890 514 | 1 904 809 | 908 067 | 482 447 |
| Turnover growth rate (%) | 18,9 | 20,8 | 18,9 | 42,2 | 57 | -28,4 | 26 | 79,3 | - |
| Ebitda margin rate (%) | - | 15,5 | 15,3 | 13,9 | 9,1 | -1 | 16,2 | 15,4 | 7,2 |
| Operating margin rate (%) | - | 13,1 | 12 | 11,6 | 9 | -1,8 | 14,3 | 12,7 | 2,8 |
| Working Capital (turnover days) | - | 151,8 | 147,2 | 108,4 | 68 | 94,9 | 64 | -185,4 | -127,1 |
| Working Capital requirements (turnover days) | - | 0,4 | 2,8 | 29,4 | 25,6 | 9,2 | 23,9 | 37,3 | 52 |
| Net margin (%) | - | 11,7 | 10,1 | 9,9 | 7,4 | 5,4 | 8,2 | 5 | 4,7 |
| Added value / Turnover (%) | - | 24,2 | 23,9 | 24,2 | 21,9 | 16,6 | 26,5 | 27,7 | 26 |
| Wages and social charges (€) | - | 3 748 651 | 3 021 881 | 3 246 823 | 2 718 661 | 2 554 873 | 2 090 014 | 1 922 853 | 1 562 330 |
| Salaries / Turnover (%) | - | 7,1 | 6,9 | 8,8 | 10,5 | 15,5 | 9,1 | 10,5 | 15,3 |
Company Managers:
| Position | First Name | Last Name | Age | |
|---|---|---|---|---|
| Président | Philippe, Albert, Rene | Cohen Boulakia | 50 | |
| Directeur général | Philip, Joseph | Aim | 51 | |
| Commissaire aux comptes suppléant | Gerard | Benazra | 54 |
Studies mentioning this company
The prepaid bank card market - France
Other companies mentioned:
- La Banque Postale (La Poste)
- Nickel
- PCS (Creacard)
- Veritas (Prepaid financial services)
- N-26
- Revolut
- Lydia
- Visa
- Mastercard
- Google Pay
- Apple Pay
- Toneo First
- Moni Monisnap